Mindtrip
Pick Mindtrip if
You're planning a whole itinerary, with things to do and places to eat, and paying cash.
Which one fits you
Points or Cash
Pick Points or Cash if
You hold credit card points and want to know whether to use them, and which ones.
Side by side
As of 2026-11-01. Competitor details come from their own sites and published reviews, linked below.
| Points or Cash | Mindtrip | |
|---|---|---|
| Award seat search | Preview: cached award space for flights in the next ~60 days | No |
| Cheapest cash fare | Cash fares from Kiwi.com, incl. 1-stop | Cash fares only |
| Advice for your own points | Yes: your balances and researched transfer ratios (Nov 2026) | No |
| Cents-per-point on each option | Calculated on the options it compares | No |
| Books cash travel | In testing: cash flights, hotels, tables (sandbox) | Yes: flights and hotels |
| Books award tickets | No, step-by-step guidance | No |
| Conversational AI | Yes | Yes |
| Where you use it | Web; text in preview | Web, app |
| Price | Invite-only beta | Free |
Try it on your next trip
Say where and when, and what points you hold. Points or Cash tells you whether to pay cash or transfer, and to which program.
Other comparisons
Points or Cash vs point.meAward search across programs, a human concierge that books for you, and a partnership with The Points Guy (July 2026).Points or Cash vs seats.aeroThe fastest cached award search, with an AI assistant and an MCP server for ChatGPT and Claude.Points or Cash vs RoameAward flight search with a SkyView calendar, plus cash hotel booking.Points or Cash vs PointsYeahAward flight and hotel search with alerts and a family wallet.Points or Cash vs AwardToolAward search across programs, with a free tier.Points or Cash vs LaylaAn AI travel agent that builds bookable trip packages with live flight prices.
Sources: https://mindtrip.ai/ ยท https://aitravel.tools/best-ai-trip-planner/